It is very important to ensure your valuable jewelry and we can help with that. A certified jewelry appraisal provides critical information for your jewelry that describes the value in case of a loss. We believe it is extremely important to make sure that the information provided to your insurance company explains what the value is without looking at it, every piece of jewelry is different, and every diamond is different even if it has a certificate and inscription. The value on an appraisal does not mean an insurance company will write you a check for that amount. Insurance companies replace items based on what the description is or the maximum amount you insure it for. Over time your jewelry will appreciate as precious metals and diamonds appreciate. At Zaveri Jewelers we recommend that your jewelry should be appraised every four to five years.